homeloans.mrcooper.comMr. Cooper - Your Home Loans & Refinance Partner

Mr. Cooper - Your Home Loans & Refinance Partner Loan Types Calculators Refinance Buy a Home Help Center New Mr. Cooper Customer? Transfer InfoAccessibility Information Rates Apply Help Quick Links Sign In Sign In NEW Buying a Home? We’ll Knock 1% Off Your Rate for a Full Year. Mr. Cooper’s 1% Mortgage Markdown discounts your monthly payment by reducing your interest rate by a full percentage point for one year.* We’re also offering up to $1,500 in credit for a future refinance.** Learn More Buy/Sell a Home Refinance NEW NEW Get Cash Without Refinancing With Mr. Cooper’s home equity loan, you may be able to access your home’s equity without losing the rate on your first mortgage. It’s never been easier to get cash for remodels, repairs and more. Get My Cash Manage Your Mortgage Anytime, Anywhere Easily make monthly payments, check your FICO® Score, or access important mortgage documents—all within the secure Mr. Cooper mobile app. Download it on the App Store or Google Play and start learning new ways to use your home as your most powerful asset. Trustpilot It was such a tight schedule... it was so critical that we closed on time.” -Katherine K. & Conner C., Mr. Cooper Customers View More Actual customer experience. Results not typical. Your results will vary and you may not have similar results. The Mr. Cooper Blog We’re here to help on your homeownership journey. Hey, Homebuyers! Here’s How You Could Lower Your Rate With a Mortgage Buydown As mortgage rates have gone up, so has the popularity of temporary mortgage buydowns. Read More How To Pay Off Your Mortgage Early Does paying off your mortgage early sound too good to be true? Well... Read More How Do Home Equity Loans Work? Your home is a valuable asset, and one that you can tap into in times of need. A home equity loan can be a way to cover expenses like... Read More Read More Call Us Now Call Us Get In Touch Mr. Cooper® Mortgage Markdown Terms and Conditions * Mr. Cooper’s Mortgage Markdown is a temporary buydown program that reduces the borrower’s effective interest rate and effective monthly payment for a one year period of time by establishing a custodial escrow account, which will be funded partially by the lender and partially by the borrower (in the case of a VA loan the account will be funded entirely by the lender), and funds will be dispersed from the escrow account to cover the difference in interest during the one year buydown period which subsidizes the monthly payment amount. Mortgage Markdown is available for purchase loans that are locked by 06/30/2024. Mortgage Markdown is only available on purchase loans for primary residences. Not available on jumbo loans, second mortgages, or refinance transactions. Offer may not be redeemed for cash or credit and is non-transferable. Offer cannot be retroactively applied to any loans. This offer is subject to changes or cancellation at any time at the sole discretion of Mr. Cooper. Not available on all purchase transactions. Additional restrictions/conditions may apply. Offer is contingent on qualification per full underwriting guidelines. Mr. Cooper® RateSwap Terms and Conditions ** To be eligible for RateSwap, you must lock a new purchase loan with Mr. Cooper by 6/30/2024. Mr. Cooper will waive the origination (application fee in New Jersey) up to $1500 on a refinance within 39 months of the purchase loan’s lock date. All other fees apply. Refinance subject to borrower and property qualifications and credit approval. Not all applicants will qualify. Refinanced loan must meet agency and investor guidelines. Limited to the initial refinance of the qualifying loan. You will be required to have made a certain number of timely monthly payments before you can refinance. Applicable on new purchase applications only. Not available for purchase loans currently in process or refinances. Other conditions and restrictions apply. Offer subject to change at any time. This is not a commitment to lend. All loans are subject to credit and property approval. This offer is non-transferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines. 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NMLS: #2119 NMLS Consumer Access ( www.nmlsconsumeraccess.org...